DPC Pricing Report 2027 (What Direct Primary Care Practices Charge)

How Much Does Direct Primary Care Cost in 2027?

Across the 1,351 practices on the DPC Finder that post a monthly membership price, the typical starting price is $99 a month, from $15 to $500, and the middle half start between $75 and $125.

That figure is the typical starting price on the Tabflows DPC Finder: for each practice, the cheapest membership an adult can join on their own, taken from the practice's own website and checked within the last 180 days. It is the same number the Finder's State of DPC report shows, and it updates whenever the Finder does. Children usually pay less and adults 65 and older usually pay more.

Here are the headline numbers from the DPC Finder in one place.

The rest of this report explains where the numbers come from, how prices spread out, how they change by age and state, what practices include, and how our figures compare with the big DPC surveys.

Where This DPC Pricing Data Comes From

Every price in this report was published by the practice itself, on its own website. The DPC Finder runs an enrichment process that visits each practice's site, collects the membership prices it lists, and verifies them. A price only counts while it is fresh, which means it is shown and used for 180 days after it was verified. Older prices drop out until they are checked again.

For each practice we take one number, its starting price: the cheapest membership an adult can join on their own, which is the price the practice's DPC Finder page shows. Children's tiers and family caps are not counted. The child and 65+ figures later in this report come from a separate query of the Finder's records, and that section says how they were counted.

Because this is the starting price, it is the entry price, not what every adult pays. Practices that price by age often charge older adults more, and the 65+ median later in this report shows that clearly.

A few honest limits are worth knowing:

• Only practices that publish a monthly price are counted, and many practices ask you to call instead.
• Website prices are list prices. Employer-sponsored members often pay a different negotiated rate that never appears online.
• A practice's site can lag a price change by weeks, which is one reason prices expire after 180 days.

How DPC Membership Prices Are Spread Out

The table puts every starting price into the bands a shopper compares, the same bands the State of DPC report uses.

The low end is real. A low price on its own is not a sign that something is missing, though it is always worth checking what the tier covers.

The high end is real too. A practice that starts well above the typical price may be pricing closer to concierge medicine, and DPC vs concierge medicine explains where that line usually falls.

Practice model makes a difference as well, since hybrid practices also bill insurance.

Pure DPC practices have a typical starting price of $99 a month (1,202 practices posting one), and hybrid practices $90 (128).

How Much Does DPC Cost for Children, Adults and Seniors?

Age is the biggest single driver of what a given person pays. Many practices publish age bands, with a lower rate for kids and higher rates for older adults who tend to need more visits and more care coordination.

These figures come from the Tabflows DPC Finder's records of the prices practices publish on their own websites, most last checked in September 2026 and queried October 29, 2026. For each practice we took its lowest monthly price for a first child (a tier labelled "child", "kid", "pediatric", or ages 0 to 17 or 0 to 18), leaving out family and adult-plus-child packages, totals for two or more children, prices for children and adults alike, prices for dependents 18 and older, and sibling rates such as "each additional child". For adults 65 and older we took its lowest tier for one person ("65+", "65 and older", "senior" or "Medicare"), leaving out tiers for people under 65, couples' plans and spouse or additional-member rates. Neither count includes dental, vision or weight-only plans, or prices under 10 dollars a month.

The median first child's price is about $49. Small changes in the records move this median between about $45 and $50.

Counting sibling rates too, such as a second or additional child, the median child price is about $40.

Correction, November 4, 2026: an earlier version counted family packages, totals for several children and some under-65 tiers, and said we read these tiers on October 29. It printed 607 practices, a $49 median and $30 to $65 for children, and 340 practices, a $105 median and $95 to $129 for adults 65 and older.

Child tiers sit well below an adult's starting price. Many practices also add children at a reduced rate only when a parent joins, so read the fine print before assuming a child-only membership is available.

At a practice that prices by age, the 65+ tier is above the practice's own starting price. That is the clearest sign that the starting price is an entry point, and that an older adult at an age-banded practice should expect to pay more than the headline number.

DPC Prices by State

Each state below gets the DPC Finder's own figure, the one its state page shows: the typical starting price, the middle of the cheapest membership an adult can join on their own at each practice there that publishes one. It is worked out the same way as the national figure above, and it updates with the Finder.

Among the 35 states where at least 10 practices on the DPC Finder publish a monthly price for one adult, Kansas has the lowest typical starting price at $65 a month, followed by Kentucky at $75, while Massachusetts has the highest at $127, followed by New York at $125.

For every state, with practice counts and the range of prices, see how much direct primary care costs in each state. Each state there links to its Finder page so you can see real practices and their prices.

What DPC Memberships Include

Price only means something next to what it buys. The Finder records what each practice says it offers on its own site, counted the same way its state pages count it.

Many listings have not been checked yet, so the counts are floors rather than shares of every practice. In-office dispensing is the service that most often saves members real money on generic medications (more in DPC dispensing of medications and labs).

Enrollment fees are common. When we checked on October 29, 2026, 55.4% of the 1,599 practices with current published prices listed an enrollment or registration fee, so the first month often costs more than the monthly rate.

These counts are what a practice states on its site. A practice that offers house calls but never mentions them will show up as not offering them.

How These Numbers Compare With the DPC Alliance and Hint Surveys

Two well-known 2026 reports measure the typical DPC fee in other ways: the DPC Alliance State of DPC report (July 2026) and Hint's Trends in DPC 2026 report.

The DPC Alliance report gives an average fee of about $99 a month, and Hint's report gives a median retail membership of $99.

Each source measures something different.

The measures differ in two main ways. First, we take each practice's starting price, while an average fee or a billing median includes the older adults who pay higher age-banded rates. Second, we read published website prices, while the surveys rely on what practices report or what members are actually billed. An average is also pulled up by the minority of high-priced practices in a way a median is not.

None of these numbers is wrong. If you want to know the entry price a new adult patient sees when they look up a practice, ours is the closer measure. If you want to know what a typical member pays across a whole panel, the survey and billing figures are closer.

DPC Prices and the 2027 HSA Limit

From 2026, money in a health savings account (HSA) can pay the fee for a qualifying direct primary care membership, and the membership no longer blocks HSA contributions as long as the member's total DPC fees stay at or under a monthly limit. For 2027 the IRS keeps that limit at 150 dollars a month for one person under Rev. Proc. 2026-24. Price alone does not make a membership qualify, though. Among other rules, it has to cover only primary care from primary care practitioners for a fixed periodic fee that is the sole compensation, so a membership that bills insurance separately for included care does not qualify even under the limit. A membership that meets those rules but costs more than the limit can still be paid from an HSA, though enrollment in it stops new contributions. The full rules are in our 2027 DPC and HSA guide.

That limit sits above most starting prices.

On the DPC Finder, 90% of starting prices are at or under 150 dollars a month.

The people most likely to run into the limit are older adults on age-banded pricing.

The 65+ middle half ran up to about $129 in the Finder's records, and some practices go higher.

Practices near or above the line can still serve HSA holders, but the details matter, so it is worth checking each tier against the rules.

What This Means for Patients

For most adults, the typical starting price at the top of this report is a fair planning number for a DPC membership.

The more useful question is what the fee includes and how it fits with the rest of your coverage.

A good way to shop is to:

• Search the DPC Finder for practices near you and compare their published prices and services side by side.
• Check the tier that applies to you, not just the starting price, especially if you are over 65 or joining as a family.
• Ask about the enrollment fee, lab pricing and whether common medications are dispensed in the office.
• Pair the membership with coverage for things primary care cannot handle, such as hospital stays and specialists (our guide to what insurance to pair with DPC walks through the options).

What This Means for Practice Owners Setting Prices

If you are pricing a new practice or revisiting your tiers for 2027, this data gives you a market map, not a target. Your price has to cover your own costs at the panel size you can realistically serve well.

A starting price near the typical figure puts you in the middle of the market, and the bands above show where the rest of the market sits.

A few takeaways for owners:

• Age bands are common and defensible, and older patients at most practices pay more than the entry tier.
• Your state's typical starting price is a better comparison than the national one, so start with the state-by-state table.
• More than half of priced practices listed an enrollment fee when we checked, so charging one will not look unusual.

For the full method of setting a fee, see how much to charge for a DPC membership, and check your numbers against DPC break-even panel size so the price and the panel work together.

Once the price is set, much of what keeps members happy is the work between visits, such as follow-ups, refill requests and messages that land in different tools. Tabflows, which runs the DPC Finder, is a dedicated tech team that connects the tools a clinic already uses (EHR, billing, messaging) so those follow-ups and tasks get done with patient context in one place.

How to Cite This Report

Please cite this report as Tabflows DPC Pricing Report, https://www.tabflows.com/blog/dpc-pricing-report-2027, with the date you read it, since the adult figures update with the DPC Finder. When you quote a figure, it helps readers to note that our prices are each practice's starting price, the cheapest monthly membership an adult can join on their own, taken from practice websites and verified within 180 days.