
Cold River Health
Direct Primary Care in Lovell, ME
Open since
2022
- Facts checked October 27, 2026
- Telehealth
Membership
First household member
$85.00 per month
Additional household member
$60.00 per month
Family membership
2 adults and 2 children under age 21
$175/month
Additional child
children under age 21
$25/month
MSAD72 student membership
Students of MSAD72 school district
$50.00 per month
Other published prices
Initial enrollment fee
$100/patient
Maximum family enrollment fee
$200/family
Routine gynecologic exam
$200.00
Non-member urgent or single problem-focused visit
$200.00
Enrollment fee
$100/patient, with a maximum of $200/family; waived when paying for a year at enrollment.
Family cap
Maximum enrollment fee of $200/family for members enrolling at the same time.
Who it serves
Newborns to geriatrics
Insurance
Cold River Health does not bill insurance other than Medicare Part B (Original Medicare).
Services
- Preventive health and physicals for children and adults
- Women’s health
- Management of chronic health conditions
- Office procedures
- Evaluation and treatment of acute medical conditions and illnesses
- Lifestyle medicine care and consultations
- Well child checks, school, camp, and sports physicals
- Routine immunizations
- Skin laceration repair
- Biopsies and minor skin procedures
- Gynecologic procedures
- Trigger point and joint injections
- EKG and interpretation
- Urgent care appointments
In-office labs
Members are eligible for discounted laboratory studies.
Dispensary
Members are eligible for discounted medications.
House calls
Home visits within Maine and within a 45 minute radius may be available at Dr. McElroy’s discretion; additional fees may apply.
Telehealth, text and phone
Membership includes phone, telehealth, or patient portal communication when appropriate.
Hours
| Monday, Tuesday, Thursday, and Friday | 9 am - 5 pm by appointment |
|---|---|
| Monday and Thursday afternoons during the school year | Monday and Thursday afternoons are available for Fryeburg Academy students by appointment |
| After hours and weekends | After hours and weekend hours may be available by appointment |
Providers
Candice McElroy, MD ·
board-certified Family Physician · Family Medicine Physician ·
NPI 1689837957 · Opted out of Medicare, effective April 1, 2025
About Cold River Health
Cold River Health operates under a Pure DPC model in Lovell, Maine. It was founded in 2022. The practice is located at 567 Main Street, Lovell, ME 04051. It cares for newborns through geriatrics. Services include preventive health and physicals for children and adults, women’s health, chronic condition management, and office procedures. Additional services include routine immunizations, skin laceration repair, gynecologic procedures, and urgent care appointments. Members are eligible for discounted laboratory studies. Membership includes phone, telehealth, or patient portal communication when appropriate. Home visits within Maine and a 45-minute radius may be available at Dr. McElroy’s discretion. Cold River Health does not bill insurance other than Medicare Part B, also called Original Medicare. Candice McElroy, MD, is listed as a provider and board-certified Family Physician.
Area
Oxford County, Maine
The practice’s location is in a federally designated primary care Health Professional Shortage Area: LI-Fryeburg SA (HRSA score 16 of 25, designated February 25, 2026).
Sources
- Cold River Health - Services & Pricing · coldriverhealth.com/services-pricing · fetched October 27, 2026
- Cold River Health - Frequently asked Questions · coldriverhealth.com/frequently-asked-questions · fetched October 27, 2026
- Cold River Health - About · coldriverhealth.com/about · fetched October 27, 2026
- Cold River Health - Contact & Directions · coldriverhealth.com/contact-directions · fetched October 27, 2026
- Cold River Health · coldriverhealth.com · fetched October 27, 2026
- NPPES NPI Registry · npiregistry.cms.hhs.gov/provider-view/1689837957 · fetched October 27, 2026
- CMS Medicare opt-out affidavits · data.cms.gov/provider-characteristics/medicare-provider-supplier-enrollment/opt-out-affidavits · fetched October 27, 2026
- NPPES NPI Registry · npiregistry.cms.hhs.gov/provider-view/1871256941 · fetched October 27, 2026
- US Census Bureau geocoder · geocoding.geo.census.gov/geocoder · fetched October 27, 2026
- HRSA shortage area data · data.hrsa.gov/tools/shortage-area/hpsa-find · fetched October 27, 2026
Each fact is shown only while it is recent: prices and hours for 180 days after the check, new-patient status for 60, everything else for a year.
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